GigOrganizer provides quick access to event liability insurance through a trusted affiliate partner. Get covered in minutes — policies start as low as $59 for a single event.
When Do You Need Insurance?
Many venues and clients require performers to carry liability insurance. Common scenarios:
- Venue requirement — Hotels, country clubs, corporate venues, and universities often require a Certificate of Insurance (COI) naming them as "Additional Insured" before you can perform
- Client contract clause — Some clients include an insurance requirement in their booking terms
- Own protection — Even without a requirement, insurance protects you if a speaker falls, a cable trips someone, or equipment damages property
- Outdoor/festival events — Higher-risk environments where liability exposure increases
What It Covers
Event liability insurance typically includes:
- General liability — Third-party bodily injury and property damage (e.g., a guest trips over your cable)
- Venue property damage — Accidental damage to the event space, fixtures, or rented equipment
- Medical payments — Immediate medical costs for minor injuries at the event (regardless of fault)
- Certificate of Insurance (COI) — Downloadable proof of coverage you can send to the venue or client
How to Get Covered
- Visit the Event Insurance page from your dashboard sidebar
- Select your performer type for a tailored quote
- Complete the application on the insurance partner's site (opens in a new tab)
- Download your COI and share it with your venue or client
Policies can cover a single event or provide annual coverage for multiple gigs.
Important Notes
- Insurance is optional — GigOrganizer works with or without it
- GigOrganizer is not an insurance provider — we connect you with a trusted partner
- Coverage details, pricing, and claims are handled entirely by the insurance partner
- The insurance link opens in a new tab — you leave GigOrganizer to complete the purchase
- Your performer type affects the quote (DJs, circus performers, etc. have different risk profiles)